๐Ÿ‡ฑ๐Ÿ‡บLuxembourgโ˜… AAA

Bank accountin Luxembourg.

Europe's Safe Haven.

Access the most robust financial centre in the European Union. Ideal for holding companies, investors, and European entrepreneurs.

๐Ÿ‡ช๐Ÿ‡บEU Member๐ŸฆEuropean IBANโšกInstant SEPA๐Ÿ“Šโ‚ฌ5.9T in assets

SOPARFI Account

โ‚ฌ 2,450,000.00

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IBANLU28 0019 4006 4475 0000
StructureSOPARFI S.ร  r.l.
StatusActive

Held participations

Tech SAS (FR)100%
Digital GmbH (DE)60%
Holding BV (NL)45%

Tax-exempt dividends

Parent-subsidiary regime

AAA

S&P sovereign rating

โ‚ฌ5.9T

Assets under management

#2

Global fund centre

27%

Debt/GDP (FR: 110%)

Why Luxembourg

The financial centre of the European Union

Not a tax haven โ€” a premium, stable, and transparent jurisdiction in the heart of Europe.

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European hub

Founding member of the EU, the euro, and Schengen. Banking passport to all 27 EU countries.

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AAA stability

One of the few nations rated AAA. Public debt at 27% of GDP (vs 110% in France).

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Fund capital

2nd largest global centre after the USA. โ‚ฌ5.9 trillion in assets. Direct access to UCITS.

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Instant SEPA

Free instant euro transfers across the entire SEPA zone. No exchange fees.

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Optimised holdings

SOPARFI regime: dividend and capital gains exemptions (subject to conditions). Solid legal framework.

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Legal confidentiality

Professional banking secrecy. Information exchange only with your tax authority (CRS mandatory).

Use cases

Who is it for?

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SOPARFI Holdings

Optimise the ownership of your participations with Luxembourg's tax regime.

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Investors

Direct access to UCITS funds and Luxembourg investment vehicles.

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EU Entrepreneurs

Business account in a stable jurisdiction, in the heart of Europe.

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Family Offices

Multi-generational wealth structuring and bespoke services.

Our Packages

Choose your plan

BIL - Banque Internationale ร  Luxembourg

Personal

Your personal account in the heart of Europe

Fromโ‚ฌ3,500

One-time setup fee

  • Luxembourg IBAN
  • Multi-currency (EUR, USD, CHF, GBP)
  • Full online banking
  • Visa Gold card
  • Multilingual support
  • Instant SEPA access
Minimum depositโ‚ฌ100,000
Timeline3-4 weeks
Ideal forEU & international residents
Select
Popular

Banque de Luxembourg

Premium

Accessible private banking services

Fromโ‚ฌ8,000

One-time setup fee

  • Everything in Personal included
  • Dedicated advisor
  • Access to Luxembourg funds
  • Preferential exchange rates
  • Visa Platinum card
  • Exclusive event invitations
Minimum depositโ‚ฌ250,000
Timeline4-5 weeks
Ideal forNet worth 250K-1M
Select

Quintet Private Bank

Private Banking

The pinnacle of wealth management

Fromโ‚ฌ15,000

One-time setup fee

  • Personalised wealth management
  • Dedicated family officer
  • Succession planning
  • Private equity access
  • Lombard lending
  • 24/7 concierge service
Minimum depositโ‚ฌ1,000,000
Timeline5-6 weeks
Ideal forUHNWI & families
Select

Comparison

Luxembourg vs Switzerland

Two excellent jurisdictions, different advantages.

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Luxembourg

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Switzerland

Zone
European Union
Non-EU (EFTA)
Main currency
EUR
CHF
SEPA transfers
Instant, free
Standard, fees may apply
EU banking passport
โœ“ Yes
โœ— No
UCITS funds
โœ“ Direct access
โ—‹ Via distributors
Sovereign rating
AAA
AAA
Optimised holdings
SOPARFI
Holding AG
Ideal for
EU, funds, SOPARFI
Diversification, CHF

Our recommendation: Luxembourg for holdings and EU activities. Switzerland for personal diversification and CHF.View Switzerland offering โ†’

Our Process

How It Works

01

Qualification

30 min

Assessment of your profile and selection of the right bank.

02

Documentation

48h

Preparation of the complete file: KYC, source of funds.

03

Submission

2-4 wks

Submission to the bank and follow-up until approval.

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Activation

Done!

Account opened. You receive your IBAN access credentials.

FAQ

Frequently Asked Questions

๐Ÿ‡ฑ๐Ÿ‡บLuxembourg

Ready to open your Luxembourg account?

Access Europe's financial centre. Personal or SOPARFI, we handle everything.

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Prefer outside the EU?

Switzerland for CHF diversification outside the eurozone.

View Switzerland offering